Financing

We offer a wide range of financing and credit protection choices for your convenience. Our menu of finance choices provides pre-approved one stop shopping. We utilize Toyota Financial Services, and many banks and Credit Unions in order to provide the best possible rates and terms, whether leasing or financing your vehicle. An application may be completed by you or we will be happy to acquire the information from you over the telephone. 
 Our current financing rate on new vehicles can range from 0.0% to 9.90% (on approved credit) simple interest (depending on the vehicle and number of months financed). Down payments for financing are very flexible.  Rates are subject to change and all financing is subject to prior credit approval. 

If rates are comparable, it most often makes good business sense to not finance a vehicle through your local bank or credit union. The reasons are simple: 

     1. It is smart not to "use up" bank credit lines with vehicle loans.
     2. Preserve your bank borrowing power for future important needs.
     3. We can handle everything by email saving you valuable time.

It is smart to establish a variety of financing sources.
This makes your bargaining power greater than if you have "all your eggs in one basket." It also enhances your "credit worthiness" by establishing another verifiable creditor